Due to recent events in my life I've had to do the whole growing up thing pretty quickly. I'm 19 so technically I am already an adult but I'm talking even bigger/more mature adult things are now something that I have to do.
In the spring I will be moving from my current home to a flat. I will be taking on half the mortgage while my dad takes on the other half. So, mortgages. Yep, By the time I'm 20 I'm going to own my own property. I'm sure anyone reading this must be thinking 'Oh my god, that sounds amazing!' and yes, it is and I'm very excited. But there are lots of things that come along with owning your own property that you don't really think about at first and its pretty similar to renting your first place.
I'm very lucky that the mortgage I'm taking on is going to be very low and with my boyfriend living there too, its basically going to be a walk in the park to pay for everything (this is because we will be selling a property and using the money to reduce the mortgage on the flat). But things like getting the mortgage in the first place, having a stable income and being organised enough to know exactly when every bit of money comes in or out of the house hold bills are the difficult bits. I have to be careful with money for the first time ever. Obviously, I have been careful with money before but before there was never the risk of losing my home... yeah.
Another reason I'm very lucky is that I have a place to move into. Its a property that my family inherited that we rent out to other people. Once their tenancy runs out we can pretty much move straight in and take over the mortgage. So its sounding pretty good right?
Yes, it is. The only thing I have left to sort out is the stable income part. I am the unluckiest person with jobs. Its hard enough to find jobs at the moment and when I do find one, there is always something seriously wrong with it. Whether its unbearable managers or too low a wage or even the fact they've failed to provide payslips and ran their company illegally, I always end up having to leave. Luckily, a job has come up that I think will finally be the one. Its a company I've work for before and I really loved it and the only reason I left was because I was a Christmas temp, and had to.
A permanent full time position in a store even closer to me has come up and I had an interview today. I am quietly confident about it. The people there know me and the manager said some very promising things so I'm going to keep my fingers crossed. By Friday I'll know about the job and I'm really excited! I'm not going to lie, I got back from the interview and genuinely danced through my house.
I don't really know why I wrote this post. Probably because I just want to look back in a few months time and see where I was and how far I've come since then. I find keeping a diary is quite therapeutic. If anyone out there is in a similar situation to me where they are going through the process of moving out, I want you to know that I understand the stress. It can become quite unbearable at times and there are lots of things you need to have ready before you can even consider going. Sometimes you need to just take a step back from it all and not let it completely consume you.
